Let us Help You Take the Guesswork Out of Retirement Planning


To learn more about my team, click here


Whether you’re a few years from retiring or you’re ready to “flip the retirement switch,” we’re here to help you put your retirement income plan together. We’ll review all of your assets, income streams, and Social Security  options to build an efficient retirement income plan.

It’s common that once someone’s financial planning needs become complex, they  resort to using rules of thumb, educated guesses, or gut checks to make decisions about their financial plans. Although these tactics can be helpful in other every-day occurrences, they don’t help you create a good financial plan.  That’s why we’re here to help. Our process guides you, helping you avoid common pitfalls. Here are just a few of the services you can expect from our team. 

  • Budget: We start by helping you to identify a “pre” and “post” retirement budget, uncovering what you  know and what you don’t know about how your spending needs will change throughout retirement.
    • Use this worksheet to create a monthly budget: click here
  • Social Security: We can assist you while you are determining the best Social Security filing strategy for your personal situation. Maximizing social security is not just about running a breakeven analysis. There are also spousal claiming strategies whether you are married, divorced, or widowed that we will also evaluate based on the unique make up of your assets. 
    • Download our free social security simplified whitepaper: click here
  • Taxes: We use a comprehensive tax model in our plans, and we are happy to work with your tax advisors as you take taxation into account with your specific situation.*
  • Investments: We’ll plan for sequence of return risk which may mitigate negative market returns the few years leading into and in retirement that can impact your retirement plan.
  • Risk Management: I often tell clients that if you can tell us your exact date of death, we can create the perfect financial plan.  Without that information, we have to rely on actuarial science to help reduce longevity risk, legacy risk, and long-term care risk.

I offer a free, no obligation consultation where we can discuss your situation and identify your financial security needs.  I also offer a fee-based service for financial planning as well.  Call or email me if you would like to learn more or schedule an appointment. 

E: jarrod.markley@nm.com   |  P: 434.817.2567


“My greatest professional satisfaction comes from doing the math necessary to help a client confirm that they can spend the money they want in retirement without worrying about running out.”

-Jarrod Markley

 

*Northwestern Mutual Financial Representatives are not tax advisors.  Taxpayers should seek advice based on their particular circumstances from an independent tax advisor.

Jarrod Markley, CFP®, ChFC®, CLU®, CASL®
Wealth Management Advisor


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